About

Overview

EFA Group is an independent asset manager specializing in private debt strategies, with a focus on real economy businesses.

Established in 2003 in Singapore, the Group has since expanded in size and capabilities, and now employs 30 personnel. At EFA Group, we set ourselves apart through our relationship-based approach: our deep understanding and close working ties with our investors and portfolio of borrowers is the cornerstone of our success. By providing solutions and services always based on the needs of small and medium-sized enterprises, we create consistent value and sustainable performance for our investors. We are regulated by the Monetary Authority of Singapore under EuroFin Investments Pte Ltd.

  • > US $3 billion

    financed in 2019

  • > 300

    real economy partners spanning Asia, Europe and Middle East, Africa, the Pacific


Mission

To bridge the gap between investors seeking stable income and businesses seeking alternative sources of capital


Vision

To create meaningful impact on businesses and livelihoods through financing


EFA Culture

  • Passion for Business

    Passion for Business

    We make it happen

  • Teamwork

    Teamwork

    We work better together

  • Diversity

    Diversity

    We embrace differences

Philosophy

Our Investment Philosophy

These factors define our investment philosophy:

  • Real Economy Expertise

    Our business operates at the heart of the real economy. A dedicated sectorial focus has leveraged our growth from regional leader to international pacesetter offering best-in-class performance. Thanks to our capable global network, industry expertise and long-term working partnerships, we have access to unique and captive deal flows.

  • Alignment of Interests

    We believe strongly in the importance of aligning our interests with our investors. Primary to that belief is systematic co-investing by our Partners alongside our investors, which demonstrates our conviction in our own solutions.

  • Responsible Investing

    Financial sustainability and social responsibility go hand-in-hand. We support businesses that prioritize and excel in both.

Board of Directors


Board of Directors

Francois is Chief Executive Officer and one of three founding partners at EFA Group. He provides leadership for the firm’s strategic plans, as well as creates a vision for its success. He is responsible for charting the overall organizational direction and maintains operational engagement via the firm’s Executive Committee and Investment Committee.

He has over 17 years’ experience in private debt, global trade & commodity finance and asset management. Prior to EFA, he was with Pricewaterhouse Coopers in France. Francois has a Masters in Management from Skema Business School in France and a Master of Business and Administration from the Asian Institute of Technology. He is also a member of the Young Presidents’ Organization (YPO).

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Philippe was formerly the CEO of ING Retail Banking Asia, ING Private Banking and ING Trust. As Head of Asia, he spearheaded the strategic acquisition of a 20% share in Bank of Beijing and a 30% share in TMB in Bangkok.

Prior to this, he was the CEO of ING UK/Barings. He joined ING in 1999 after 20 years with JP Morgan, where he was last Head of Asset Management and Private Banking in Asia.

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Executive Director

In his capacity as Chief Operating Officer, Julien provides leadership across the firm for operational controls, reporting procedures and systems to ensure financial strength and operating efficiency.

Julien has over 12 years of experience in management, corporate finance and mergers and acquisitions in France and across Europe. His earlier career included working as a senior associate at a leading French M&A firm. In 2010, he co-founded a technology start-up specializing in digital interactive marketing where he headed the finance, human resources, legal and sales management teams. Prior to joining EFA, he was a financial and strategic consultant where he provided counsel on business development and financial strategies to corporations in various sectors including investment banking, asset management, pharmaceuticals and industrials.

Julien is also an Executive Director of EFA Group. He holds a Specialized Master in Finance from ESCP Europe, Paris and has a degree majoring in Financial Markets from SKEMA European School of Management.

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Executive Director

Clement has over 18 years’ experience in corporate finance, investment banking and wealth management with UBS and Credit Suisse. Before joining EFA, Clement was a Director with UBS in Switzerland where he originated and executed several M&A transactions across sectors and geographies.

He has a BS in Business Administration from the University of Geneva. Clement is also an Executive Director of EFA Group.

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Executive Director

Xavier leads the origination team in Asia where he is responsible for deal sourcing, due diligence, investment structuring and portfolio management as well as divestment activities. He has over 10 years of experience in direct investments and business development in the natural resource, commodity, manufacturing, energy and petrochemical industries.

Prior to EFA, Xavier worked with a private equity investor focused on environmental resources in Asia. He also worked in banking for Calyon, and for industrial groups including Air Liquide, Ineo Suez and PGA Motors.

He spent the majority of his life in Asia and graduated with a BS in Management from Boston College’s Carroll School of Management. Xavier is also an Executive Director of EFA Group.

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Team


Our Management Team

Francois is Chief Executive Officer and one of three founding partners at EFA Group. He provides leadership for the firm’s strategic plans, as well as creates a vision for its success. He is responsible for charting the overall organizational direction and maintains operational engagement via the firm’s Executive Committee and Investment Committee.

He has over 17 years’ experience in private debt, global trade & commodity finance and asset management. Prior to EFA, he was with Pricewaterhouse Coopers in France. Francois has a Masters in Management from Skema Business School in France and a Master of Business and Administration from the Asian Institute of Technology. He is also a member of the Young Presidents’ Organization (YPO).

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In his capacity as Chief Operating Officer, Julien provides leadership across the firm for operational controls, reporting procedures and systems to ensure financial strength and operating efficiency.

Julien has over 12 years of experience in management, corporate finance and mergers and acquisitions in France and across Europe. His earlier career included working as a senior associate at a leading French M&A firm. In 2010, he co-founded a technology start-up specializing in digital interactive marketing where he headed the finance, human resources, legal and sales management teams. Prior to joining EFA, he was a financial and strategic consultant where he provided counsel on business development and financial strategies to corporations in various sectors including investment banking, asset management, pharmaceuticals and industrials.

Julien is also an Executive Director of EFA Group. He holds a Specialized Master in Finance from ESCP Europe, Paris and has a degree majoring in Financial Markets from SKEMA European School of Management.

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Xavier leads the origination team in Asia where he is responsible for deal sourcing, due diligence, investment structuring and portfolio management as well as divestment activities. He has over 10 years of experience in direct investments and business development in the natural resource, commodity, manufacturing, energy and petrochemical industries.

Prior to EFA, Xavier worked with a private equity investor focused on environmental resources in Asia. He also worked in banking for Calyon, and for industrial groups including Air Liquide, Ineo Suez and PGA Motors.

He spent the majority of his life in Asia and graduated with a BS in Management from Boston College’s Carroll School of Management. Xavier is also an Executive Director of EFA Group.

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Clement has over 18 years’ experience in corporate finance, investment banking and wealth management with UBS and Credit Suisse. Before joining EFA, Clement was a Director with UBS in Switzerland where he originated and executed several M&A transactions across sectors and geographies.

He has a BS in Business Administration from the University of Geneva. Clement is also an Executive Director of EFA Group.

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Nick leads the trade finance origination team where he is responsible for deal sourcing, due diligence, investment structuring and portfolio management. He is a commodity finance specialist with an extensive background in physical commodity trading and operations. His experience includes vanilla commodity trade finance, commodity trade finance arbitrage, and short to medium term structured limited recourse and/or ring-fenced commodity trade finance.

Nick used to hold senior positions in STCF with Andre, several entities under the Noble Group and before joining EFA was CFO of Avra Commodities.

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Matthieu is responsible for screening deal pipeline, undertaking due diligence activities including credit and risk analysis, investment structuring and portfolio monitoring of the private credit funds. He previously worked in the Oil & Gas industry with the project finance team of SBM Offshore in Monaco, a leading provider and operator of FPSO units.

Matthieu graduated with a Master of Science in Management from Kedge Business School.

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Prateek has oversight of EFA’s legal matters across origination, portfolio management, fund distribution and other corporate matters.

As a financing  lawyer with more than 10 years of experience, he has advised funds, banks and sponsors on transaction across the credit spectrum including complex cross-border leveraged acquisitions, structured financings, restructurings and trade finance.

Prateek was formerly a Managing Associate at Linklaters LLP and was a Counsel at Trilegal (one of India’s leading law firms). He was also Vice President, Legal at Altico Capital (a real-estate focused fund based out of India).

 

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Lin Hui oversees the Group’s accounting, audit and tax functions since joining EFA in 2016.

She has over 10 years of professional experience in audit assurance and financial accounting & reporting. Prior to EFA, Lin Hui was an external auditor with Pricewaterhouse Coopers.

Lin Hui holds a Bachelor’s Degree in Accounting and is a member of the Malaysian Institute of Certified Public Accountants (MICPA), and the Chartered Accountants Australia and New Zealand (CA ANZ).

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Ronald is responsible for the smooth execution of all investment operations and trade financing activities, including the monitoring of transactional flow,  investment and facility limits and covenants.

He has over 15 years of experience in corporate banking and structured trade finance with various banks, covering credit & marketing and trade operations.

Ronald holds a Master of Finance from RMIT University and Bachelor of Business (International Trade) from Monash University.

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Christopher is responsible for the Group’s credit, portfolio, and transactional risk management and reporting, and manages various risk-related projects across all business units. He currently has a total of 14 years of work experience, 12 years of which comes from the banking industry specializing in credit analysis and risk management in Emerging and Frontier Markets.

He was previously with Asian Development Bank for 7 years where he was responsible for the analysis of credit and risk profiles of corporates, financial institutions, and project finance transactions across Asia-Pacific. Prior to ADB, he was with Citibank and Security Bank Corporation in the Philippines on similar risk analysis and credit risk management roles.

He has a Master’s Degree in Economics from the University of the Philippines and a Bachelor’s Degree in Management Engineering from Ateneo de Manila University.

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Kashama heads the Group’s Investment Solutions strategy, responsible for deal origination, structuring and portfolio management.

He has over 15 years of experience in banking and Financial services. Most recently, he worked with leading local banks in Africa, focusing primarily on developing Corporate and SME banking units as well as leading Strategy and Controlling teams. Prior to that, he was a director at UBS, working 10 years in business strategy, wealth management and corporate finance.

Kashama holds a MA in Business Management from the University of Strasbourg in France.

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As Compliance Manager, Fahmi is responsible for establishing standards and implementing procedures to ensure that the compliance programs throughout the organization are effective and efficient in identifying, preventing, detecting and correcting non-compliance with applicable laws and regulations. He works closely with other business units to ensure business priorities and compliance requirements are aligned.

Fahmi holds a Bachelor of Science in Business from the Singapore Institute of Management University, ICA certifications in Trade Based Money Laundering, and Managing Sanctions Risk, and the Certified Anti-Money Laundering Specialist (CAMS) certification from the Association of Certified Anti-Money Laundering Specialists.

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Ying Xuan heads the investor services team and leads the client servicing and engagement efforts. Her team is responsible for providing up-to-date information on the Group’s funds and managing communication with investors.

Prior to this, she was overseeing marketing and investor relations for an independent alternative asset management based in Singapore. She has over 6 years of experience in client relations in the banking and asset management sector.

Ying Xuan holds a BA of Commerce majoring in accounting and finance from The University of Sydney.

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Siti is responsible for managing all communications and public relations aspects for the Group and investment vehicles. This which includes strategic marketing planning, implementation of public relations activities and control of the marketing budget.

She has over ten years of experience in marketing and communications, spanning manufacturing, retail and hospitality industries.

Siti holds a BA in Communications from the Royal Melbourne Institute of Technology.

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Eugene is responsible for overseeing the Group’s technical and technological resources which includes IT Infrastructure and design, IT security, compliance, and day-to-day support.

With more than 18 years in the field, he has experience working in various industries such as supply chain, technology service provider and advertising industry.

He holds a Bachelor’s Degree in Computer Science from AMA Computer College in the Philippines.

 

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Partners


Our Partners

At EFA Group we have developed an excellent network of partners.
  • UN PRI

    The United Nations-supported Principles for Responsible Investment (PRI) Initiative is an international network of investors working together to put the six Principles for Responsible Investment into practice. Its goal is to understand the implications of sustainability for investors and support signatories to incorporate these issues into their investment decision-making and ownership practices. In implementing the Principles, signatories contribute to the development of a more sustainable global financial system.

  • Alternative Investment Management Association (AIMA)

    Founded in 1990, AIMA is the global representative of the hedge fund industry. It comprises over 1,500 firms in more than 50 countries. Members include hedge fund managers, fund of hedge funds managers, prime brokers, legal and accounting firms, investors, fund administrators and independent fund directors. AIMA’s manager members collectively manage more than $1.5 trillion in assets.

  • Association of Independent Asset Managers (AIAM)

    AIAM is a non-profit-making organization and a representative body that assists the public and interested parties to foster better understanding of the Independent Asset Manager business model. It sets the necessary Code of Ethics & Best Practice Reference Manual for the best benefits of its members, industry practitioners, clients and regulatory authorities.

  • Singapore Business Federation

    The Singapore Business Federation (SBF) is the apex business chamber championing the interests of the Singapore business community in the areas of trade, investment and industrial relations. It represents 24,200 companies, as well as key local and foreign business chambers.

Real Economy


Financing the Real Economy

The real economy is concerned with the physical side of dealing with goods, services and resources. This is contrasted to the part of the economy that buys and sells on the financial markets.

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